Here, irrespective of how much you are worth, we define being 'BROKE' as a situation you are very likely to find yourself if any sudden eventuality happens financially. You are more than likely (that is over 50% chance) to SINK!
1. YOU SAVE LESS THAN 10% OF YOUR INCOME ONCE YOUR EARNING/WAGE COMES IN.
2. YOU CAN'T SURVIVE FOR AT LEAST 6 MONTHS WITHOUT YOUR INCOME.
3. BEFORE BUYING SOMETHING, YOU ALWAYS THINK "I KNOW I SHOULDN'T GET THIS, BUT, WHATEVER..."
4. YOU PAY OVERDRAFT FEES AT LEAST ONCE IN FOUR MONTHS
5. YOU JOGGLE MONEY FROM ONE ACCOUNT TO COVER BALANCE DEFICITS IN ANOTHER.
6. YOUR LEASE/MORTGAGE(ANNUAL) IS MORE THAN YOUR MONTHLY INCOME
7. YOU ARE ALWAYS WAITING FOR THE END OF MONTH PAY, BECAUSE YOU ARE ALWAYS BROKE BEFORE THE MONTH ENDS.
8. EVERY MONTH YOU ARE ALWAYS ON THE OFFICE'S FINANCIAL DEPARTMENT'S I.O.U LIST.
9. YOUR CREDIT CARD BALANCE HAS REMAINED THE SAME SINCE LAST YEAR.
10.YOU BUY BIG-TICKET ITEMS THROUGH INTEREST-FREE, DEFERRED-PAYMENT OFFERS, BECAUSE YOU FEEL YOU'LL BE ABLE TO AFFORD IT NEXT YEAR.
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